From the SBA to Your Inbox!



Staff contribution


Don’t know where to get started?


SBA’s disaster programs spelled out in just a few clicks.


Start with the Paycheck Protection Program to see forms; then next to Economic Injury Disaster Loans and advance; then next to Express Bridge Loans and then next to Debt Relief for existing and future SBA 7a, 504 and microloan.


The following questions might help point you in the right direction.


Do you need?


Capital to cover the cost of retaining employees.


Then the  Paycheck Protection Program  might be right for you.


A quick infusion of a smaller amount of cash to cover you right now.


You might want to look into an  Emergency Economic Injury Grant .


If you have an existing relationship with an SBA Express lender, the Express Bridge Loan  might be a good fit to get up to $25K quickly. Look for Express Lenders to ease your fears about keeping up with payments on your current or potential


SBA loan?


The  Small Business Debt Relief Program  could help.


Please direct inquiries and questions to the District Office email at


Paycheck Protection Programs Frequently Asked Questions


Click here to view PDF of FAQs

SBA District and Regional Office Webinars on Disaster Assistance


SBA district and regional offices are offering webinars about Economic Injury Disaster Loans.


These webinars explain SBA’s Economic Injury Disaster Loan program and how you can apply for disaster assistance.


Sign up here for alerts.

Virtual Tutoring and Mentoring


Offices around the country may be closed to the Coronavirus pandemic, but SCORE, Small Business Development Centers, Women’s Business Centers, and Veterans Business Outreach Centers and other resource partners are providing free business mentoring and training by phone, email, and video.


Find an SBA resource partner here .

Massachusetts Small Business Development Center Network (MSBDC) provides free virtual assistance.
MSBDC advisors can assist businesses with disaster loan applications.
Online request here for counseling.
If you are not part of the SouthCoast Region, find your region’s counselor here .

One Stop Shop for SBA Forms and Information



Staff Contribution


Dear friends,


As the SBA continues to update its website by the hour, we recommend that you check here for all the SBA funding options and for up to the minute information on the Paycheck Protection Program.


The Paycheck Protection Program (PPP) is a federal loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.


SBA lenders will begin accepting and reviewing applications for PPP, beginning today, April 3rd.


The PPP application will be available through June 30, 2020.


Click here to find a PPP lender within a specific zip code/s.


Be well,




Please note: The NBEDC is not authorized to service the PPP. Please refer to the SBA website for local lenders.


Breaking News: Governor Baker Emergency Order Updated



Staff Contribution


Good morning friends,


Governor Baker has just announced an updated emergency order for nonessential businesses and organizations to close physical workspaces and facilities to customers, workers, and the general public.


This order takes effect at noon, April 1, and continues to noon, May 4th.


What is important to understand is how this order affects your particular business. There are many exceptions to this order, so please carefully read the links below provided by the Governor’s office:


Emergency Order

Essential Services List

Assemblage Guidance


Please pass along this information to others in your network of contacts, and as new information becomes available we will pass it along.


Be well,



SBA Update for $10K Advance on Economic Disaster Loans



Staff Contribution


Dear friends,


Yesterday we sent a note regarding the recently passed CARES Act. This new federal law provides additional assistance for small business owners and non-profits, including the opportunity to get up to a $10,000 Advance on an Economic Injury Disaster Loan (EIDL).


This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven.


We have just been informed by the SBA that if you wish to apply for the Advance on your EIDL, please visit  as soon as possible to fill out a new, streamlined application. In order to qualify for the Advance, you need to submit this new application even if you previously submitted an EIDL application.


Applying for the Advance will not impact the status or slow your existing application.


Again, as new information becomes available on this and other COVID:19 rescue programs, we will pass it along and ask you to share with your contacts.


Be well,




A Survey for New Bedford Businesses



Staff Contribution


Dear friends,


We are working to quantify the early economic impacts of COVID-19 on New Bedford businesses of all sizes.


This brief survey will help provide us vital information needed to ensure that all available federal, state, and private sector resources are brought to bear in the midst of this crisis.


We greatly appreciate your input and value your insight. If it is possible to complete survey by Friday afternoon, it would be most helpful.


Be well,




Survey here.

Breaking News: Update on the SBA’s Disaster Loan Program



Staff Contribution


Dear friends,


We know everyone is anxiously awaiting guidance on the recently passed CARE Act and the funding for small business included within the legislation. We will be passing along more detailed guidance from the SBA, HUD, and the EDA on accessing this funding as it becomes available.


In response to the overwhelming volume at the SBA disaster loan application portal, the SBA has just updated the portal and streamlined the application process.


Of note, the SBA has now included a $10,000 advance request as part of the application process.


The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.


Access to the new SBA application process can be found here and information on the SBA EIDL can be found here .


Be well,





A Note from New Bedford Department of City Planning



Partner Updates


Due to the COVID-19 outbreak, Governor Baker issued an Executive Order prohibiting gatherings of 10 or more people, effective March 24, 2020. Further, Mayor Mitchell closed City Hall to public access, effective March 17, 2020.


This effectively means that boards and commissions may not meet in person with the public during the time that these state and city orders are in effect. However, pursuant to a March 12 executive order issued by Governor Baker that relaxed the requirements of the Open Meeting Law, boards and commissions may meet entirely remotely.


To avoid further disruptions in schedule, all upcoming meetings of our governing boards (Planning Board, ZBA, Historical Commission, NBRA and CPC) will be held via conference call until the restrictions are lifted.  Case materials will continue to be accessible via our board websites. For dial-in information, please see upcoming agendas as posted.


In addition, City Hall offices remain closed.

All filings, abutters requests, and other inquiries will be processed via email and hard copies must be delivered by appointment only. All schedules and deadlines will remain the same.


Please see our main page for links to staff emails and agenda information:  or call: 508-979-1488




Tabitha Harkin

Director of City Planning

City of New Bedford

Working from home



*Also find me on Microsoft Teams

Guidance to Prevent Exposure in the Workplace



Staff Contribution


Dear friends,


We wanted to be sure that every New Bedford business has access to federally issued guidance for preventing exposure in the workplace—particularly those considered essential by Governor Baker and still in operation.


Below are links to guidance documents prepared by the Centers for Disease Control and Prevention (CDC) and the Occupational Safety and Health Administration (OSHA). We urge that you use these links and check them regularly as information is being updated on a continuous basis.



The following  interim guidance  may help prevent workplace exposures to COVID-19, in non-healthcare settings. (CDC has provided separate guidance for healthcare settings.) This guidance also provides planning considerations for community spread of COVID-19.



This COVID-19  planning guidance  is based on traditional infection prevention and industrial hygiene practices. It focuses on the need for employers to implement engineering, administrative, and work practice controls and personal protective equipment (PPE), as well as considerations for doing so.


Taking proactive steps to protect workers and their families of essential businesses is a critical step in keeping the entire Greater New Bedford community safe.


We ask that you share these links with everyone in your own network.


Be well,




Information and Guidance for Restaurants



Staff Contribution


Dear friends,


It goes without saying that restaurants and drinking establishments of all types across New Bedford are some of the hardest hit by this national crisis.


Keeping in mind that Governor Baker has allowed takeout and delivery services to continue as essential services, we wanted to take a moment and share two excellent resources for continuously updated information and guidance for operations of restaurants of all kinds.



Toast is a company that works with restaurants of all sizes to combine point of sale, front of house, back of house, and guest-facing technology. They have put together a page on their website that includes some comprehensive guidance on how to; take care of your staff, communicate with guests, manage finances, and sanitizing your store. Here is the  link to that page.


Massachusetts Restaurant Association

The MRA is the voice of expertise for the restaurant industry in Massachusetts. The MRA is considered a leading voice of the state’s restaurant and hospitality industry in city halls and on Beacon Hill. They have set up an information center with continuous updates. Those full communications can be read here .


We know that much of our New Bedford’s recent growth and vibrancy has come from new and expanding hospitality venues. As such, we will continue to do everything we can to help get through the weeks and months ahead. As we have more clarity on the national resources that will soon be available for businesses and workers, we will share that as well.


Stay strong,




SBA Online Forms now on



Staff Contribution


Dear friends,


We have been receiving feedback from New Bedford businesses, that due to high volume, they are experiencing difficultly setting up accounts, logging in, and submitting applications in the SBA Disaster Loan Portal.


For your convenience we have provided the Disaster Loan Application and associated documents on .


These documents can be completed and submitted by mail, or simply completed in draft so that they are more easily completed and submitted when you are able to login to the SBA Portal.


The Portal is available 24 hours per day and we have been informed traffic is significantly less between the hours of 8pm and 6am.


Additionally, you can find the NBEDC loan application  here, although we would encourage you to submit an SBA Disaster Loan Application when able. These loans have very favorable terms and there is no obligation to accept the SBA Loan once you are approved.


Be well,